Governments are a mess. Private insurance is too expensive.

Governments all over are in a mess.  Private insurance is out of reach for too many.  What is left?

Last week our province handed down its latest budget.  Earlier in the month, the federal government released its budget.  No matter where you look, governments are cutting back and taking programs away.  They are not interested in expanding coverage, sharing coverage or adding new coverage to their medical expenses.

We can tell them all about the cost savings that these programs will offer but all that they see is the outlay and staffing.  They don’t see the benefits.  It can be very frustrating.

As I was logging in to write this post, I happened to open an article on the funding of the Edmonton Protocol.  For over 16 years, this therapy has been available as a last resort for people with diabetes and guess what? Governments are thinking twice about funding it as well!

What are we to do? If governments are not going to be funding treatments that have been around for 16 years, what is going to happen when the artificial pancreas comes to market? Most provinces are not funding sensor augmented pumps at this point. The majority of provinces do not provide adults with any sort of financial assistance for pumps.   What can we do?

This is where my mind as been stewing. I don’t have a lot of answers but there must be one.  We need change.  Our adults living with diabetes need reasonable access to the latest diabetes technologies to keep them healthy and productive members of society. There has to be a way to help those who just cannot afford to carry the complete financial burden.

It would have to be a  private venture.   The public system is a mess no matter where you live.  It would have to be accessible to all– a system that is reflective of what you can afford.

Private insurance companies exist but they are often too  expensive.  Many private insurance policies (either purchased by individuals or by companies) do not cover enough diabetes supplies to last a person more than a few  months.  If they do cover more, they are often so expensive that only a few can afford them.

There has to be a way for private industry, pharmaceutical entities, and those in need to somehow all have their needs met.  There has to be a way to create something new that would be sustainable and yet help those who cannot afford to help themselves.  There has to be a way to bring together all of the players to create something that doesn’t see favoritism or a monopoly but rather a way to help everyone in need through the help of everyone involved.

And this is where my brain stalls and spins.  How would you fix the problem? How would you provide better access for diabetes supplies to everyone who needs them? Where would you turn? I really am curious…

help

One thought on “Governments are a mess. Private insurance is too expensive.

  1. i agree totally seems that government think well there is only 10% of type 1 diabetics there more concern about type 2 diabetics the point is they seem they don’t understand how much money for example the insulin pump would save them millions in the long run because the insulin pump can keep your BS in control and stay away from complications Heart disease blindness nerve damage kidney disease they don’t think about the out of pocket cost burden. do they think Doctors and nurses are going to lose their jobs if they cover all tools and supply so we Type1 diabetics can live a healthy and longer life without complication. I wonder if any person in a government position had diabetes would they still say nothing to help with cost!!!! Shame on you GOVERNMENT the Manitoba NDP said in their election run. everyone matters well prove it!

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